1. According to the Federal Reserve Board, debt in American households has reached the $2 trillion mark, excluding mortgage debt.
2. US households with atleast 1 credit card had $9000 debt per each credit card owned. So if a typical household owned 3 credit cards, they would be in $9000 x 3 = $27000 in debt.
3. According to the Bank of England, the consumer debt in UK has topped the £1-trillion mark.

And the debt consolidation facts is;

1. Americans carry about $5800 of credit card debt from one month to another according to CardWeb.com
2. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards. These 14% who have 10 or more credit cards are using up atleast 1/2 of their credit card limits.
3. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.
4. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.
5. If you spend more than 50% of your credit limit every month, this indicates to the Credit Bureau that you do NOT have enough cash on hand to meet your monthly expenses. This will term you as a high credit risk and will actually reduce your credit score by 60 - 70 points overnight (Fair Isaac).

If your problem like that, you can call a debt consolidation or bill consolidation and free credit counseling at 877-884-0880. Debt management plan have some benefits such as, reduce interest rates, lower mothly payment, reduce collection calls, re-age your credit, stop late, and over limit fees.

ProLien have some services such as Preliminary Lien Notices, Mechanic’s Liens, Stop Notices, Bond Claims, Attorney Hotline, Demand Letters, Notice of Completion Tracking, Collections, Credit Reporting, Waivers and Releases, and Legal Representation.