1. According to the Federal Reserve Board, debt in American households has reached the $2 trillion mark, excluding mortgage debt.
2. US households with atleast 1 credit card had $9000 debt per each credit card owned. So if a typical household owned 3 credit cards, they would be in $9000 x 3 = $27000 in debt.
3. According to the Bank of England, the consumer debt in UK has topped the £1-trillion mark.

And the debt consolidation facts is;

1. Americans carry about $5800 of credit card debt from one month to another according to CardWeb.com
2. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards. These 14% who have 10 or more credit cards are using up atleast 1/2 of their credit card limits.
3. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.
4. Out of a random sample of 3 million American consumers (included in Experian’s National Score Index), 51% of them have atleast 2 credit cards and 14% of them have 10 or more credit cards.
5. If you spend more than 50% of your credit limit every month, this indicates to the Credit Bureau that you do NOT have enough cash on hand to meet your monthly expenses. This will term you as a high credit risk and will actually reduce your credit score by 60 - 70 points overnight (Fair Isaac).

If your problem like that, you can call a debt consolidation or bill consolidation and free credit counseling at 877-884-0880. Debt management plan have some benefits such as, reduce interest rates, lower mothly payment, reduce collection calls, re-age your credit, stop late, and over limit fees.

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